<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title><![CDATA[General Property Discussions]]></title><link>http://www.publicangel.com/forum/showforum.php?fid/10/</link><description>General property discussions. Share your thoughts, seek advice and off-course share your own experiences with the property community.</description><language>none</language><pubDate>Sat, 06 Sep 2008 15:05:03 GMT</pubDate><lastBuildDate>Sat, 06 Sep 2008 15:05:03 GMT</lastBuildDate><docs>http://blogs.law.harvard.edu/tech/rss</docs><generator>FusionBB 2.3 (www.fusionbb.com)</generator><item><title><![CDATA[Niche Marketing Strategies for Holiday Lets]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/132/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/132/</guid><description><![CDATA[ <a href="http://www.vimeo.com/1667531" title="http://www.vimeo.com/1667531" target="_blank">http://www.vimeo.com/1667531</a><br />
<br />
In this video broadcast, Nick Tadd talks about using niche marketing strategies to ensure year round occupancy in your holiday let.<br />
<br />
These strategies, that include use of social networks, can be used for any type of rental property, including single occupancy, multi-let, overseas property etc.<br />
<br />
At the 4wallsandaceilng networking event at Milton Keynes on Sunday 21st September, Vanessa Warwick and Michelle McDines will be doing a presentation entitled "Harnessing the power of social and business networking for your property business". They will be talking about understanding how people are going to use Web 2.0 in the future and how your property business can benefit from this. This promises to be a "must see" presentation that might just blow your mind with the advanced thinking we are going to share with you!<br />
<br />
Please register for our event at <a href="mailto:registration@4wallsandaceiling.com.">registration@4wallsandace iling.com.</a> You will be sent further details nearer to the time.  ]]></description><pubDate>Sat, 06 Sep 2008 14:22:45 GMT</pubDate></item><item><title><![CDATA[UK Holiday Lets for Cash Flow...?]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/128/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/128/</guid><description><![CDATA[ <br />
<br />
In December last year, my husband Nick Tadd and I recognised what was happening in the U.K. property market. We had previously been focussing on 3/4/5 bed houses in single occupancy with a few in multi-let format. However, we realised that we needed a new strategy to generate cash flow so we started researching holiday lets on the South Coast.<br />
<br />
With the credit crunch biting and the Euro making things very expensive across the Channel, we realised that a lot of people would choose to holiday in the U.K. rather than going abroad. Magazines like "Coast" have also been at the forefront of a renaissance in the great British seaside holiday.<br />
<br />
We looked to invest in a destination with year round appeal, and, after much research, finally purchased a two bedroom holiday cottage at Camber Sands, East Sussex. This delightful resort is situated only 90 minutes drive from central London, making it perfect for Londoners seeking a long weekend break.<br />
<br />
You can view our cottage SeaBreeze at: <a href="http://www.crabtreeandcrabtree.com/content/view/219/441/" title="http://www.crabtreeandcrabtree.com/content/view/219/441/" target="_blank">http://www.crabtreeandcrabtree.com/content/view/21...</a><br />
<br />
We have enjoyed 100% occupancy during June, July, and August and have been making £1100.00 NET cash flow on average. We already have a week's booking in September which covers the mortgage payment.<br />
<br />
We will be featured in October's edition of "Coast" magazine (on sale 15th September) in a promotion about Camber Sands as a year round destination which should help raise awareness and lead to further Autumn/Winter bookings.<br />
<br />
We also believe in "coastal appreciation" i.e. that property on the coast will always achieve a premium and is less likely to be affected by price drops. This is because it is supported by the wealthy second home market and wealthy people are less likely to be affected by a recession than low wage earners. Most of the houses on our Camber Sands development were purchased for cash by wealthy Londoners.<br />
<br />
In fact, in everything we do we cater to the upper end of the market, as we believe it is more recession-proof than the lower end!<br />
<br />
Eight months after we started this strategy, I came across the following supporting evidence:<br />
<br />
Buy-to-let investors looking at UK holiday homes<br />
Posted on Houseladder: 30 Jul 2008 13:31:17 GMT<br />
<br />
<br />
There are an increasing number of buy-to-let investors who are hoping to put money into a holiday home in the UK, according to new research.<br />
<br />
The Property Investor Show has found that 20 per cent of investors want to purchase holiday homes in the UK to rent out to cash-strapped holidaymakers.<br />
<br />
According to the show, the credit crunch is forcing the general public to stay in the British Isles for their holiday and this is driving demand for rental properties.<br />
<br />
Properties on the south-east coast of England are the most popular with 32 per cent of investors searching for investments in Ramsgate, Margate and Eastbourne.<br />
<br />
Commenting on the move to holiday rental homes, Nick Clark from Homebuyer Events said: "With more people switching to holidaying in the UK, the market for holiday homes is looking good, as investors take advantage of above average rental yields."<br />
<br />
The programme makers commented that holiday homes are set to experience "solid capital growth" and rental yields as high as ten per cent in certain areas of the country.<br />
<br />
We do like to be beside the seaside<br />
Posted on The Move Channel: Wednesday, August 20, 2008<br />
<br />
Properties on the seafront are unlikely to be harmed by the credit crunch as owners tend not to need to borrow.<br />
<br />
A great view can increase the price of a property by as much as 30%. Living by the seaside is a common dream, and property prices in coastal towns reflect that popularity.<br />
<br />
According to the Halifax, the average property price in 24 seaside towns was at least 20% higher than the county average last year, and these towns are expected to remain largely unaffected by the credit crunch.<br />
<br />
The buildings society also found that over the longer term there were 18 coastal towns that saw increases in price of over 100% between 2002 and 2007.<br />
<br />
This is because buyers of seaside properties in the UK tend to be older and wealthier than others so do not need to borrow large amounts of money to fund the purchase.<br />
<br />
Andy Smith, Managing Director of 1st Property Investment, said that those who buy property on the seafront make their purchases principally for lifestyle reasons.<br />
<br />
"They don't rely on mortgages, these places are driven by people who buy because they choose to, it's not something they have to do," added Mr Smith.<br />
<br />
The South Downs area of England is proving a big draw, with the seaside town of Eastbourne being the most sought after town in the UK in May, according to the latest monthly search figures from property website PropertyFinder.com.<br />
<br />
Brighton was at number 13 in the country, and other south coast towns such as Southampton and Bournemouth were also in the top fifteen.<br />
<br />
"Eastbourne appeals to the retirement community who are relatively unaffected by the mortgage freeze as older buyers tend not to need to borrow," said Nicholas Leeming, director of PropertyFinder.com.<br />
<br />
"Eastbourne is also well within commuting distance to London and appeals to younger families seeking a seaside location but wanting a London income," he added.<br />
<br />
The news follows an earlier release from the organisation which finds Brits are willing to pay substantially more for seaside property when compared to urban areas.<br />
<br />
------------------------- ------------------------- ------------------------- ---------<br />
<br />
So, if you are interested in generating cash flow (which you should be!), then finding a year round U.K. holiday let may be a strategy worth researching.<br />
<br />
We have also devised a strategic marketing plan for our holiday let which includes social networking, promotion to relevant clubs like kite-buggy clubs, JV's with local businesses etc.<br />
<br />
 <br />
Vanessa Warwick<br />
Professional property investor/consultant/speak er<br />
<a href="http://www.4wallsandaceiling.com" title="www.4wallsandaceiling.com" target="_blank">www.4wallsandaceiling.com</a><br />
Empowering you to create unlimited wealth in property.  ]]></description><pubDate>Tue, 02 Sep 2008 21:28:46 GMT</pubDate></item><item><title><![CDATA[Buying From Foreclosure Listings]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/115/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/115/</guid><description><![CDATA[ Foreclosure listings give you all your choices in black and white, and details you need. There will be announcements regarding foreclosure auctions, pre-foreclosures, foreclosed homes, bank home sales etc. You'll have a chance to buy real estate in prime locations, before anybody else gets to it, at a great price.<br />
These listings also give you access to material you need for your research as well. After all, when you make an investment of this magnitude, you will want all the expert help and advice possible. Foreclosure listings of <a href="http://www.mirrealtors.com/" title="www.mirrealtors.com/" target="_blank"> Cochin Real Estate </a> make all this available to you. Whether this is your first time down this road or you are an experienced hand, foreclosure listings can give you all the information you could need.<br />
You will find details on the procedures involved as far as buying foreclosed property is concerned, the laws which might be different from state to state, lists of auctions, as well as details regarding VA foreclosures. All this information needs to be updated constantly, and you can receive information that is never more than a day old. The updates have to be made as the market is constantly changing.<br />
Using all this information, you can easily make educated choices regarding the properties you are interested in, how much you are willing to spend on them, what area you are interested in and you can see which way the market is leaning as far as foreclosure properties are concerned.<br />
Foreclosure properties are an excellent option for you to acquire real estate, no matter what your intentions are. If you want to buy your first home without the burden of an extremely large home loan hovering over your head, if you want to buy a vacation home, or if you want to buy a house for you to enjoy your hard-earned rest after retirement, this is an excellent way to great property at prices that are below the market value. If you make a direct offer to the institution before the property reaches an auction, you will have a chance of getting an even better deal. Whether the property is for personal use or an investment, checking foreclosure listings is a wise option.<br />
 ]]></description><pubDate>Fri, 25 Jul 2008 08:44:43 GMT</pubDate></item><item><title><![CDATA[Buy Cheap House in UK]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/114/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/114/</guid><description><![CDATA[ As first home buyers, the very first thought that stuck me and Jenny was this isn’t true. A lovely flat with such a great location and that too at a discount - there are surely some charges that are going to appear from nowhere. So, we kept asking questions and seeking clarifications. And these people were really patient and extremely helpful. And the deal was a genuine, discounted one. When we came out of the Big Property Ladder office, we knew that we were closer than ever to our own low cost house. Six months have passed since we moved in, and we are very happy.<br />
<br />
Visit Us at: <a href="http://www.the-big-property-ladder.co.uk/" title="http://www.the-big-property-ladder.co.uk/" target="_blank">http://www.the-big-property-ladder.co.uk/</a> ]]></description><pubDate>Wed, 23 Jul 2008 16:04:09 GMT</pubDate></item><item><title><![CDATA[Property For Sale at reasobale prices. Do Hurry UP.last chance to avail]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/111/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/111/</guid><description><![CDATA[  Sandy Lane, Weston Point, Runcorn, WA7 4EX<br />
Key features:<br />
    *  INVESTMENT OPPORTUNITY<br />
    * LARGE DETACHED EX PUB<br />
    *  3 BED FLAT ON 1ST &amp; 2ND FLOOR<br />
    * MASSIVELY REDUCED FOR QUICK SALE<br />
 Full description:<br />
Snail Homes are delighted to offer for sale this fantastic investment opportunity. This large detached ex public house comes with a spacious 3 bedroom flat spread across the 1st and 2nd floor with separate entrance.<br />
<br />
The plot is just short of 5000 sq ft. The vendor is looking for a quick sale hence the very reasonable price tag. This property was originally marketed at £164,750.<br />
<br />
The floor plans shown above are just examples of possible development ideas for the plot.<br />
<br />
Approximate Measurements of Rooms<br />
<br />
All Ground Floor<br />
Bar/Open plan function room. Bar Area, Length = 14 meters, Width = 3 meters<br />
<br />
Function Room, Length 9 meters, Width = 12 meters<br />
<br />
Entrance Hall to Bar &amp; Ladies &amp; Gents Wc's, Length = 9 meters, Width = 9 meters<br />
<br />
Office &amp; Kitchen, Length = 8 meters, Width = 3 meters<br />
<br />
Cellar, Length = 18 meters, Width = 5 meters<br />
<br />
Garden, Length = 19 meters, Width = 6 meters<br />
<br />
1st Floor Rooms:<br />
Lounge, Length = 3 meters 8ft, Width = 4 meters<br />
<br />
Kitchen, Length = 4 meters, Width = 9ft<br />
<br />
Bathroom, Length = 3 meters, Width = 3 meters<br />
<br />
Bedroom 1, Length = 4 meters, Width = 3.5 meters<br />
<br />
2nd Floor Rooms:<br />
Bedroom 2, Length = 3.5 meters, Width = 10ft<br />
<br />
Bedroom 3, Length = 9ft, Width = 3 meters<br />
<br />
There are no fixtures or fittings on the ground floor Bar area, they were sold off at the end of February 07 when the Pub ceased trading.<br />
<br />
Location<br />
The property is situated in Runcorn Cheshire, close to Weston Point Docks. Runcorn is an industrial town in the unitary authority of Halton on the southern banks of the River Mersey at the site of the river's first bridge crossing. The Runcorn Widnes Bridge is a Single Arch Cantilever bridge built in 1961 between Runcorn &amp; Widnes and features heavily in three popular T.V series: Two Pints of Lager and a Packet of Crisps, Merseybeat &amp; Drop Dead Gorgeous.<br />
The Mersey Gateway Project is underway to build a second river crossing and the area is about to undergo a major £60million regeneration scheme with EU investment in this densely populated area.<br />
<br />
If you would like any further information please call<br />
<br />
Mohsin Ravjani on 07834 905 774 or email <a href="mailto:mohsinrav@hotmail.com">mohsinrav@hotmail.com</a>  ]]></description><pubDate>Mon, 14 Jul 2008 14:32:18 GMT</pubDate></item><item><title><![CDATA[Property Analysing tools]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/108/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/108/</guid><description><![CDATA[ I'm putting together some new tools to help my members analyse property quickly. Just tap in a few figures and you will get a set of results on how profitable the property will be, yields, projections etc. The program produces a report with all the fact and figures which should help  make an assessment about the property instantly. But it need your help.<br />
<br />
I'd like to know what information you would like the property analyser to produce to help in  making purchase decisions when buying property.<br />
<br />
Your comments will help make the tools better for everybody.<br />
<br />
Looking forward to your comments.<br />
<br />
Regards ]]></description><pubDate>Sat, 28 Jun 2008 13:19:41 GMT</pubDate></item><item><title><![CDATA[GET $73,000 CASHBACK FROM USA GOVERNMENT !]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/107/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/107/</guid><description><![CDATA[ I am in the process of investing in the USA. I think this is a great opportunity for all UK investors who may wish to diversify their portfolio outside the UK.  Its VERY EASY TO OBTAIN LENDING AT 10% DOWN - WITHOUT EVEN A CHECK OF YOUR CREDIT HISTORY OR BANK ACCOUNT. <br />
<br />
Briefly, I have just agreed to buy 2 duplex (pairs) of 3 bed 2 bath houses in the USA for a $32,000 downpayment each and will get a payment back from the <span class='highlight'>federal government</span> of $<span class='underline'>73,000 for each, positive cashflow of over $40,000 per duplex (approx £20,000).</span><br />
If you have not already heard about it, this is an extended area of the southern USA which was affected by hurricanes Katrina and Rita a couple of years ago.  The US Government is pouring <span style='color:orange'>billions of dollars</span> into the area to revive the economy and provide low cost housing for displaced residents and newcomers entering the area to work.  They need to build over 60,000 properties to satisfy demand.<br />
<br />
In certain areas of Mississippi, the development authority have established a Small Rental Assistance Program (SRAP) to provide affordable rental properties for everyone during these times of high rental demand.  <span class='highlight'>What I like about the deal is that the incentive is from the US federal government</span> and not a fake cashback scheme from a developer.<br />
<br />
There is plenty of information available on the internet about the area and the funding.  The website <a href="http://www.investmentpropertydirect.co.uk" title="www.investmentpropertydirect.co.uk" target="_blank">www.investmentpropertydirect.co.uk</a> .<br />
 <br />
Where else can you find a deal like this?  Check out the websites and do your own research into the Go Zone and SRAP, if you want to diversify your portfolio outside the UK.<br />
<br />
 ]]></description><pubDate>Sat, 21 Jun 2008 20:24:38 GMT</pubDate></item><item><title><![CDATA[Property Investing is DEAD!]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/106/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/106/</guid><description><![CDATA[ Check out this video<br />
 <a href="http://www.youtube.com/watch?v=u401PUb2xvc" title="www.youtube.com/watch?v=u401PUb2xvc" target="_blank">Property Investing is DEAD</a> <br />
<br />
Post your comments here.<br />
<br />
Regards,<br />
<br />
PublicAngel ]]></description><pubDate>Mon, 16 Jun 2008 20:54:00 GMT</pubDate></item><item><title><![CDATA[Can you recommend to me property software]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/104/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/104/</guid><description><![CDATA[ Hi<br />
<br />
I have been researching property portfolio management software so that I can keep a track on the finances of my properties.<br />
<br />
There are a few to choose from but what i want to know is if anyone is using software that they would recommend and why?<br />
<br />
Thanks in advance. ]]></description><pubDate>Tue, 10 Jun 2008 11:51:30 GMT</pubDate></item><item><title><![CDATA[Are first-time buyers being pushed overseas?]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/99/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/99/</guid><description><![CDATA[ Heres and interesting article from The Independant.<br />
 <a href="http://www.independent.co.uk/money/mortgages/why-firsttime-buyers-should-head-overseas-833417.html" title="www.independent.co.uk/money/mortgages/why-firsttime-buyers-should-head-overseas-833417.html" target="_blank">http://www.independent.co.uk/money/mortgages/why-fi rsttime-buyers-should-hea d-overseas-833417.html</a> <br />
Let me know what you think. ]]></description><pubDate>Sat, 24 May 2008 21:11:35 GMT</pubDate></item><item><title><![CDATA[Commercial,Development & Bridging Finance]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/98/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/98/</guid><description><![CDATA[ <br />
r) <br />
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 ]]></description><pubDate>Sun, 11 May 2008 13:24:40 GMT</pubDate></item><item><title><![CDATA[Secured Debt Negotiators]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/96/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/96/</guid><description><![CDATA[ If the property deal does not stack up because of 2nd and 3rd charges. You may be interested in the services that JD LAW has to offer.<br />
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JD LAW is a secured debt negotiation company. Not every deal is a success, but I do know that they have managed to get some deals to fit.<br />
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Take a look here for more information  <a href="http://www.ridingtherhino.co.uk/Home/tabid/36/forumid/15/postid/507/view/topic/Default.aspx" title="www.ridingtherhino.co.uk/Home/tabid/36/forumid/15/postid/507/view/topic/Default.aspx" target="_blank">JD LAW</a>  ]]></description><pubDate>Mon, 28 Apr 2008 15:57:12 GMT</pubDate></item><item><title><![CDATA[BTL Rates + 1 Day Bridge]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/93/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/93/</guid><description><![CDATA[ HIGHLAND Mortgage &amp; Business Consultancy ( Est 1989 )<br />
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 ]]></description><pubDate>Thu, 17 Apr 2008 14:33:56 GMT</pubDate></item><item><title><![CDATA[Property market: More snakes than ladders]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/90/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/90/</guid><description><![CDATA[ Snapshots of a slowdown - Cental London Property Price over view from few leading agents base in city.<br />
<br />
# Prime Central London: Prices will fall 2-3 per cent this year (Liam Bailey of Knight Frank)<br />
<br />
# The City: No fall yet, but anything marketed at last year's top prices isn't moving (Paul Driscoll of Hurford Salvi Carr)<br />
<br />
# Streatham: Prices down 15 per cent on 2007 (James Brooks of Kinleigh Folkard &amp; Hayward)<br />
<br />
# Surrey Quays, Docklands: down 5 per cent in last quarter (John East of Kinleigh Folkard &amp; Hayward)<br />
<br />
# Kennington: Last month the Bear Stearns crisis "stopped business dead", but prices are now forecast to remain stable (KFH). ]]></description><pubDate>Thu, 17 Apr 2008 09:04:20 GMT</pubDate></item><item><title><![CDATA[ UK property: What's going on]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/88/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/88/</guid><description><![CDATA[ The UK housing market has taken a battering so far this year, with predictions of house price falls for 2008 and the market heading to 'correction'. Sarah Routledge looks at the current state of the British housing market.<br />
<br />
The UK housing market took a serious dive in March.<br />
<br />
The property market slowed unexpectedly in March, dropping by 2.5 per cent according to the Halifax house price index. The news inevitably invited comparisons with the house price crash of the 1990s, as it was the biggest monthly fall since September 1992.<br />
<br />
Things are not looking too great for those looking for a mortgage either, with several lenders pulling either a few - or in the case of First Direct to non customers, all of their mortgage products from the market. <br />
<br />
<strong>Halifax HPI</strong><br />
<br />
February: House prices fall 2.5 per cent. Halifax predicts a decline in growth over 2008.<br />
<br />
<strong>Nationwide HPI</strong><br />
<br />
February: Property prices slip by 0.6 per cent. Nationwide index reports fall for fifth consecutive month. <br />
<br />
<br />
<strong>Rightmove HPI</strong><br />
<br />
February: Asking prices climbed 0.8 per cent. Rightmove says higher expectations are "ignoring reality".<br />
<br />
<strong>Bank of England lending figures</strong><br />
<br />
February: Number of mortgages approved falls.<br />
<br />
<strong>Land Registry</strong><br />
<br />
February: House prices in England and Wales remained flat.  ]]></description><pubDate>Tue, 15 Apr 2008 12:23:30 GMT</pubDate></item><item><title><![CDATA[BTL Latest Rates 1 DAY Bridge]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/82/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/82/</guid><description><![CDATA[ HIGHLAND Mortgage &amp; Business Consultancy ( Est 1989 )<br />
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 ]]></description><pubDate>Fri, 01 Feb 2008 17:03:24 GMT</pubDate></item><item><title><![CDATA[The Wishing Post - 2008]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/74/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/74/</guid><description><![CDATA[ You’ve heard of a Wishing Well before, this is the internet version.<br />
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 ]]></description><pubDate>Sat, 22 Dec 2007 18:35:53 GMT</pubDate></item><item><title><![CDATA[Hip Hip Hooray or NOT as the case maybe]]></title><link>http://www.publicangel.com/forum/showtopic.php?tid/52/</link><guid isPermaLink="false">http://www.publicangel.com/forum/showtopic.php?tid/52/</guid><description><![CDATA[ Hi guys,<br />
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As of today Home Information Packs are needed for all new properties that come to market.<br />
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I haven’t come across one single person who thinks it’s a good idea.<br />
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I’ve even asked a well respected solicitor for his views and he explained that it’s a total waste of time, creates more paperwork and takes longer to progress to completion. He sees it as another money making scam, I mean scheme, for the public to pay more tax.<br />
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Unfortunately it’s a sad reality. Let me know your views on this.<br />
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Good luck.<br />
 ]]></description><pubDate>Fri, 14 Dec 2007 18:36:05 GMT</pubDate></item></channel></rss>